Accounting Built for Agencies

Agencies look simple from the outside, but lumpy project revenue, a roster of contractors, and thin margins make the books deceptively tricky. Here is how we keep agency finances clean and actually useful.

Profitability is per-client, not overall

An agency can look profitable overall while quietly losing money on specific clients. Without project-level numbers, you can't tell which accounts to keep.

• Margin tracked by client and by project, not just a top-line P&L
• Visibility into which retainers and one-off projects actually pay
• Data to drop the bad-fit work and lean into what's profitable

Contractors and the classification trap

Agencies run on contractors, but misclassifying a true employee as a 1099 carries back-tax and penalty risk.

• Contractor payments kept clean and categorised all year
• 1099s filed correctly at year end
• Classification risk flagged before it becomes a problem

Not sure whether a hire should be W-2 or 1099? Run the numbers in our 1099 vs W-2 cost calculator.

Smoothing lumpy cash flow

Project revenue arrives in bursts while payroll and software bills come every month. A forecast keeps payroll from ever being a scramble.

We build a rolling cash-flow view so you can see slow months coming and plan around them.

Explore related help

1099 vs W-2 calculator · Bookkeeping service · Cash-flow forecasting · S-corp savings calculator.